Assess
Review cash flows, collateral cover, liabilities, operating cycles and the purpose of funding.
For operating and growth businesses
Capital solutions built around the business—not a standard product pitch.
TRN Industries is a Mumbai-based corporate debt and capital advisory firm supporting business loans, working capital, structured finance, private credit, supply-chain finance, real-estate funding and debt restructuring.
Debt funding
Equity funding
Real estate
Supply-chain finance
Turnaround cases
§ II · The advisory process
How TRN works
We identify the funding route before the case reaches a lender or investor.
The business, end use, operating cycle, security, repayment capacity and timing are reviewed first. The case is then positioned for selected banks, NBFCs, private-credit providers or investors.
Structure
Match facility type, repayment profile, security package and lender expectations.
Engage
Approach selected capital providers with a prepared and clearly positioned proposal.
Execute
Support diligence, lender questions, documentation, commercial discussion and closure.
§ III · Funding routes
Coverage by situation
Different capital needs require different routes.
Final terms depend on business profile, cash-flow visibility, available security, lender appetite, promoter objectives and transaction timing.
01
Debt funding
Secured, trade-linked and structured credit facilities.
Working-capital lines, import and trade finance, inventory or receivable-backed funding, LAP, term loans, bridge capital and refinancing.
- Growth and expansion
- Liquidity correction
- Refinance and restructuring
02
Equity funding
Long-term capital for expansion and balance-sheet support.
Growth capital, strategic investors and equity support for capacity addition, acquisitions, deleveraging or strategic transition.
- Expansion capital
- Investor alignment
- Balance-sheet support
03
Supply-chain finance
Programmes tied to buyer strength and transaction flows.
Vendor, distributor, dealer and receivable-linked programmes designed around invoice flows and operating cycles.
- Vendor financing
- Dealer and distributor finance
- Receivable-linked structures
04
Real-estate funding
Project and asset-linked debt for viable cases.
Construction finance, inventory funding, project-linked debt and refinance, subject to approvals, project profile, cash flows and security.
- Construction finance
- Inventory funding
- Project refinance
05
Turnaround & special situations
Capital and restructuring support where timing matters.
Cases involving delayed payments, working-capital stress, refinancing pressure, bridge needs or lender-side restructuring.
- Viable operations under pressure
- Bridge and transition funding
- Lender-side restructuring
§ IV · Before approaching the market
Requirement review
A good funding proposal answers the lender’s questions before they are raised.
TRN reviews the amount, end use, repayment source, collateral, current liabilities, business performance and expected closure timeline before deciding the route.
Share the caseCash flow and repayment capacity come first.
The requested facility must be supportable by the operating profile and proposed repayment structure.
The case is directed to suitable institutions.
Bank, NBFC, private-credit and investor routes are considered separately rather than through broad circulation.
Support continues through the transaction.
Information requests, diligence, term discussions and documentation are coordinated until closure.
§ V · Why businesses engage TRN
Working principles
Credit-first structuring with a controlled execution process.
Fit before outreach
Business profile, end use, repayment source, security and timing are reviewed before the requirement is positioned.
Selected circulation
Information is shared with relevant banks, NBFCs, private-credit providers or investors rather than an unfiltered market.
Transaction support
TRN assists with documentation, lender discussions, diligence coordination, negotiation and closure.
Confidential handling
Initial discussions focus on the requirement. Confidential documents should be shared only after the first review.
§ VI · Start a discussion
Share the requirement
Tell us the funding amount, end use, security and expected timeline.
TRN will first understand the business and requirement, then indicate the possible funding route and information needed for the next stage.
Please do not send confidential documents before the first discussion.